By using Protectio's website, mobile app, or services, you agree to these terms:

You are responsible for maintaining the confidentiality of your account credentials. Protectio is not liable for any losses resulting from unauthorized access if you fail to safeguard your credentials. You are responsible for all activities under your account.

You agree to provide accurate, current, and complete information during the application process and to update this information as necessary.

All content on our platforms is the property of Protectio and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express permission.

Protectio is not liable for any indirect, incidental, or consequential damages arising from your use of our services, except in cases of gross negligence or willful misconduct.

We reserve the right to modify these terms. Significant changes will be communicated via email or through prominent notifications on our platform. Your continued use of our services after such changes constitutes your acceptance of the updated terms.

We may terminate or suspend your account for violations of these terms, fraud, or as required by law.

These terms are governed by the laws of Canada and any applicable provincial laws, without regard to conflict of law provisions.

These updated policies reflect our commitment to protecting your privacy and providing clear guidelines for the use of our services, with an emphasis on compliance with Canadian and provincial laws.