College students may not have much money, but guess what? Life insurance premiums are pretty cheap when you’re young and healthy. That’s like getting a season pass to cheap coverage that can protect your future self down the road. You can lock in a low premium rate that stays fixed for years while your adult life gets more... expensive (you know, mortgages, weddings, babies, etc.).

If you’re one of those students with a mountain of student loans (we all know someone), Life Insurance can step in to cover that debt if anything happens to you. Because let's face it, student loans don’t just disappear when you do.

Life insurance isn't just about dying. It can also be a tool to build your financial future. You could have a permanent policy that accumulates cash value. So, if you need to take a break from ramen to fund your first home, or maybe even a few years into your career, that cash value could help you out.

Getting life insurance in your twenties? Well, that’s a major grown-up move. You’ll look all responsible, and maybe even impress your future boss, Mortgage lender or significant other when they realize you’re already thinking about the future. Plus, it’s a fantastic way to show you’re all about stability, even when your college roommate still doesn’t understand the concept of laundry day.

In short, it may not seem like the most exciting purchase when you’re 20, but getting life insurance as a college student can make you feel a little more secure and a lot less stressed about that future financial chaos, we all know is coming.