Who wouldn’t want the peace of mind knowing their loved ones will be taken care of when they’re no longer around? But it does come with a cost. Life insurance premiums add up over time, and while it’s the smart thing to do, your bank account might not agree.

Here’s a fun little paradox – you pay premiums for years, and guess what? You might end up living long enough that your policy expires or gets too expensive to maintain.

Thats why it is important to do your research to ensure you are getting the right type of coverage that fits your financial goals and needs. Be sure to have a plan with your advisor on what happens when your term does expire. Can you renew? can you convert? will your premium go up? Will this amount of coverage be necessary at that time?

With the right Advisor these questions should be answered, and you will feel secure about your future in its entirety.

There are so many types of policies out there (term, whole, universal… you name it) that sometimes it feels like you’re signing up for a game show where you pick one without knowing what’s inside. The learning curve can be real.

You’re essentially buying a “just in case” event that you hope never happens. It’s like paying for an elaborate escape plan and hoping you never have to use it. No one enjoys thinking about death, which is why life insurance is the ultimate "what-if" purchase.

all things considered, the pros generally outweigh the cons. After all, it’s about taking care of your family and leaving a legacy – even if it means forking out a little cash every month.

With the right advisor in your corner, you should feel like you're the CEO of your own future; completely in control and ready to take on whatever comes next!